Legally Required Notices

In accordance with ERISA requirements, the following documents and notices may be found and accessed by all LSS employees below. For a printed version of any of these notices, please contact your Human Resources representative.

-2025 Summary of Material Modifications (SMM) (‘25 AE Highlights & News)

-2024 Summary of Material Modifications (SMM) (‘24 AE Highlights & News)

-2023 Summary of Material Modifications (SMM) (‘23 AE Highlights & News)

-LSS Cafeteria Plan Document

-Summary Plan Description Lutheran Senior Services Benefits Plan (2025)

-Summary Plan Description Lutheran Senior Services Benefits Plan Wrap Document (2025)

-LSS Benefits Plan Policy Document for Full-time Employee Determinations Under the PPACA

-Children's Health Insurance Program (CHIP) Notice

-LSS HIPAA Notice

-LSS Medicare Notification

-Marketplace Exchange Notice

-Notice of Special Enrollment Rights

-Women’s Cancer Rights

Summary Annual Reports (SAR):

-2023 Summary Annual Report for LSS Benefits Plan (SAR)

-2022 Summary Annual Report for LSS Benefits Plan (SAR)

-2021 Summary Annual Report for LSS Benefits Plan (SAR)

-2020 Group Life Insurance Plan SAR

-2020 Group Disability Insurance Plan SAR

-2020 Health Insurance Plan SAR

-2019 Group Life Insurance Plan SAR

-2019 Group Disability Insurance Plan SAR

-2019 Health Insurance Plan SAR